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InsureWithMax Blog


Date: 18 March 2019 by Max Robinson

Sleep like a baby

You read about living well, the work life balance, eating less sugar and having 5 fruit and veg a day. However, you don’t read that a lack of sleep means feeling grumpy and not working at your best. If you were to suffer from sleep deprivation, then expect your physical health to suffer. Are you sleeping well?

Date: 11 March 2019 by Max Robinson

Time-off work for sick a child

Any working parent with a boss faces the dilemma of a sick child: losing money (unpaid time-off) or using up holiday. Less money means the parents’ health and wellness may suffer. A work scenario: being disciplined for having too much time-off due to a sick child. What would you do?

Date: 04 March 2019 by Max Robinson

Mind the pension gap

I have always supported females joining the workforce. However, it saddens me that over 100 years since women secured the vote, a gender pay gap remains in almost every occupation. Worse, this pay gap translates into women receiving less private pension money at retirement. Have you thought about the gender pay gap affecting your pension?

Date: 25 February 2019 by Max Robinson

Telling a white lie

We’ve all done it at least once last year. We’ve told a white lie in front of young children when mentioning Father Christmas. We did it for the right reason to protect their innocence and creative imagination. Children learn the truth when they're ready. Little white lies can be a convenient way to get around saying no. Experts agree that bending the truth isn't likely to harm your child. Or can white lies create harm?

Date: 18 February 2019 by Max Robinson

Older workers rule OK

I’m a worker aged over 50, and if you believe the negative press, then you’ll think that I’m tech illiterate, low skilled and have crumbling health. Think again, as the over 50’s are often at their work peak, plus they play a vital role in teaching skills to younger people in the workplace. Are you a trusted over 50’s worker?

Date: 12 February 2019

We love our pets, but we love our children more.

My name is Max and I am relaunching a new annual insurance for working mums (and dads). Your child is unlikely to be seriously ill, but you never know what the future may bring. If you stop working to care for your ill child, who’s going to cover your bills?

Date: 23 April 2018 by Max Robinson

State Pension: what’s in it for me?

Having worked for over 30 years, I will qualify for a State Pension when I reach the State Pension age at 67 years old. This provides me with a “small” secure income for life which increases by at least the rate of inflation each year. The reason I say small is the State Pension offers £8,546 in 2018. Are you on top of your State Pension?

Date: 16 April 2018 by Max Robinson

Robo-pension

Unlike the 1:7 people retiring this year who have not made financial provision, I’ve been concerned with my pension arrangements throughout my career. It’s never too late to save for your retirement and the new auto-enrolment pension rules will help many younger workers. Are you ready to pay more into your auto-enrolled pension?

Date: 09 April 2018 by Max Robinson

Teaching money sense

We have entered a new tax year, from April 6. How many older children know this? I learnt about tax and money from my mother – a critical life skill. It helped me manage my own finances as undergraduate student, aged 19. While parents think it’s important to teach children money management skills, few are doing it. Do you teach your children money sense?

Date: 02 April 2018 by Max Robinson

Conquering those food bills

We often consider going to a coffee shop as a necessity, rather than a luxury. It’s easy to drink away the mortgage or rent, as takeaway coffees quickly add up. A working couple spending £30 per week on coffee could rack up over £1,500 in a year; eating into other household budgets. Compare this to the average family spending £53.20 on the weekly food shop, as per Office of National Statistics (ONS). Do you have a guilty food pleasure?

Date: 26 March 2018 by Max Robinson

Life Long Learning

In 2016, I paid for a project management course that lasted a week and I was awarded Practitioner Status. It was a shock to the system, being back in the classroom and doing exams. Not all learning needs to be in the classroom, as there are many ways to carry on your education with little cost. Are you a lifelong learner?

Date: 19 March 2018 by Max Robinson

Avoiding meal dramas

Food and meal times can be a battle of wits for many parents with fussy children. I grew up loving food, never afraid to try new foods, textures and flavours. As a young child, I watched the TV cooking programmes, wanting to try the cooked dishes. Food is an adventure, although for many parents, getting a child sitting at the table, or trying new food can be a stressful event. Are you facing meal dramas?

Date: 12 March 2018 by Max Robinson

The art of a good deal

Buying a new car is a big-ticket purchase, where a decent amount of money can be saved. The new 2018 ’18’ plates have arrived and will run until the ’68’ plates are introduced on September 1st. For some people the fun is negotiating a good deal. I’m not the best negotiator, but I want a fair price when buying a car. How do you negotiate the best deal buying a new car?

Date: 05 March 2018 by Max Robinson

The Pregnancy Dark Ages

A recent survey of British employers, found that over a third of senior managers agree that it’s reasonable to ask women about their plans to have children during the recruitment process. This is shocking, as it’s against the law not to appoint a woman because she is pregnant or might become pregnant. Have you experienced the pregnancy dark ages?

Date: 26 February 2018 by Max Robinson

Working hours is bird hours

I’m fortunate enough to be self-employed, allowing freedom to set my own working hours. Most of my career, I have been an employee working a standard day. Two thirds of workers prefer to start and end their working day earlier than the traditional 9am to 5pm. Every day, 21m people work nine to five, but we all have different sleep-wake patterns. Are you an early morning worker (lark) or work better in the evening (owl)?

Date: 19 February 2018 by Max Robinson

Gold has eternal life

I like owning gold, knowing that almost every civilisation has used it as a form of beauty and wealth. If you are lucky enough to own items containing gold, then there’s a chance that some of the gold may have been mined by the Romans. Why? It’s because all the gold that has been mined throughout history is still in existence. This may seem weird, but the amount of gold on the planet is even stranger. Guess how much gold there is?

Date: 15 February 2018 by Max Robinson

Women cycle power

Spring will be soon upon us and the daylight is returning. Riding to work is a great way of keeping fit and good for the environment, however men are more likely to cycle to work than women. In 2011: 3.9% of male workers cycled to work compared with 1.6% of female workers in England and Wales. How can we encourage women to cycle to work?

Date: 30 January 2018 by Max Robinson

The curse of part-time work

Encouraging women with young children back into the jobs market has been a priority for any government. Flexible workers are happier which means greater productivity. Technology means employers can organise flexible working. Since 2014 employees have had the right to ask for flexible working hours, but as per a recent BBC survey less than half of parents feel it is an option in their workplace. How can this happen?

Date: 22 January 2018 by Max Robinson

Kids hit the gym

January is the peak joining season for joining gyms. I’ve never done a gym workout, which is like saying that I’ve never seen a Star Wars film. Although I like eating, I have avoided weight issues, which I put it down to my genes and doing moderate weekly exercise (cycling). The bad news is that 1 in 5 children leave primary school obese. This has encouraged gym chains to offer special children's membership (aimed at parents). Do you believe that children should be hitting the gym?

Date: 15 January 2018 by Max Robinson

Investment workout in January

After paying for Christmas, thoughts in the New Year should turn to boosting the family’s wealth through saving and investing. In an uncertain world, all of us would like all the “aces” in our saving and investment strategy, whether in the bank or in the stock market. Will you be giving your saving and investing strategy a January workout?