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InsureWithMax Blog


Date: 25 September 2017 by Max Robinson

Smile for the dash cam

Overall technology is improving our lives. One of the latest technological aids is a dashcam for the car. Insurance experts talk of speeding up claims, removing fraud and reducing uncertainty of witness statements. There’s an estimated 26m cars on our roads with less than 4% using a dashcam. Many predict that that 2017 will see thousands of motorists buying these devices. Is it time to consider using a dashcam?

Date: 18 September 2017 by Max Robinson

Testing your loyalty

Hands up if you have a loyalty card in your wallet. If yes, then you join around 92% of adults in the UK, who have at least one loyalty card. These cards are part of the reward schemes driving us to spend and pushing us in new buying directions. Have you thought about the underline rationale for your loyalty?

Date: 11 September 2017 by Max Robinson

A house price crash: myth or reality

We are a nation of home owners and aspiring home owners. A house price crash is notoriously difficult to predict, as it's more of an art than a science. In a nutshell, the signs are worrying with a lack of affordability and declining sentiment pushing the market down. Against this, the housing market is protected by lack of supply of new homes and low interest rates. What’s your view?

Date: 04 September 2017 by Max Robinson

The cost of car insurance is on the rise

In the press, there's talk of car insurance premiums hitting a record high with the average price paid for comprehensive motor insurance across all ages reaching £462, as per the ABI Motor Premium Tracker. Premiums could rise further between now and the start of 2018 as insurers pass on additional costs. Have you seen rising car premiums?

Date: 28 August 2017 by Max Robinson

Improving your nest egg

The summer holidays are coming to an end and it may be a good time to spend spare cash on the right home improvement project. We are not only a nation of home owners, but also a nation of home improvers. The Office of National Statistics found that we spend nearly £30 billion a year on home improvements or £82m a day. Are you aware of the improvements that can increase the value of your home? If not, read on.

Date: 21 August 2017 by Max Robinson

A child in need is a child indeed

Growing up, I was the elders of 4 siblings. To be honest, we had fall-outs as children, but we get on well as grownups; we are not rivals. In the summer holidays children are often on top of each other, which can lead to squabbles. However, I see friends where their childhood rivalry and blame follows them into adulthood. Why don’t children stay friends for life?

Date: 14 August 2017 by Max Robinson

Work, rest and play unless poor mental health

Although many families are relaxing on holiday, this work message is a positive one. Many workers, including high powered leaders will have a period of poor mental health. They can still earn a living and by acknowledging mental health issues at work, we are supporting them. We must stop seeing mental illness issues as a stigma at work. Do you agree?

Date: 07 August 2017 by Max Robinson

The cycle of health

Learning to ride a bike is an important skill that every child should learn. I cycle as a hobby, having covered over 47,000 miles to date. The NHS recommends that children take at least 60 minutes of physical activity every day. Children love cycling as it's fast and fun, giving them freedom and independence to get around. Do you agree?

Date: 31 July 2017 by Max Robinson

Pensions in “holiday mode”

Is your pension in holiday mode? In other words, many pension plans feel care free and relaxed, as if they were on holiday. It’s a valid question. People think about retirement, as the pension industry research shows that the average annual retirement income people aspire to is £32,270, despite the average UK salary being £28,000. Does this shock you? If yes, then read on.

Date: 23 July 2017 by Max Robinson

Staycations are here to stay

Growing up we didn’t’ have many holidays abroad, so going to the airport and being in a hot foreign land had glamor and excitement. However, with the weakness of sterling, the aggro of airport travel, many people are looking closer to home for a staycation. Are you planning to holiday in the UK this year?

Date: 17 July 2017 by Max Robinson

The cost of holidays in term time

The school holidays start this week. Parents will be only too aware that the average holiday costs 60% more during the school summer holidays. In the old days, families were allowed flexibility and responsibility in taking term time holidays. Today, parents face fines and imprisonment. What’s your view on taking term time holidays?

Date: 10 July 2017 by Max Robinson

Children’s lives for all to see

I have written a paper diary since I was 17 years old and haven’t missed a day in my life; to date writing over 1.2 million words. I enjoy it, however in my youth I would have hated people reading it. Any child using social networks are creating a modern-day diary and photo album for all to read. This has implications for parents. What’s the answer?

Date: 03 July 2017 by Max Robinson

Go Glamping

The holiday season is upon us. Being on holiday is taking time out, having good moments as a family and forgetting worries. As a student, I have camped for 46 nights while touring in France on my bicycle. Camping has moved on, with a wide choice of luxurious yet affordable glamping holidays. Do you plan to go on a glamping holiday?

Date: 26 June 2017 by Max Robinson

Stress Buster or Stress Bomb

Given my 30-year work-life, I never considered myself a stress-bunny; the opposite occurred, as I see myself as challenge junky. Government data shows that 11.7 million working days were lost due to work related stress, depression or anxiety in 2015/16. This equated to an average of 23.9 days lost per case. Do you know someone who has been off-sick with stress?

Date: 19 June 2017 by Max Robinson

A charcoal battle or gas flame war

As the temperature rises and the summer switch is flicked on, it’s time for the BBQ to appear. This creates a fundamental question: should the flames be fuelled by charcoal as per the purists or gas as per the reformists. Which side do you support?

Date: 12 June 2017 by Max Robinson

Child worries from bad news

I’ve experienced the worries of growing up in the 1980’s at the height of the cold war. You felt that you could all be nuked at any time; then having to brave a nuclear winter. Fast forward to today and watching the news conjures up a mad and bad world with terrorist attacks. Children pick up vibes and this creates unwelcome anxiety. Do you know any children stressed from being exposed to bad news events?

Date: 05 June 2017 by Max Robinson

Women should vote

This post is not a party-political message. Instead, it’s a plea for women to take up their right to vote. Almost 100 years on from winning the vote, women are staying away from the polling booths. In the 2010 election, more than 9 million women failed to vote compared to 8 million men. In 1992, more women (78.2%) voted than men (77.2%), but that number has been in decline ever since. Let’s reverse this trend.

Date: 29 May 2017 by Max Robinson

A kitchen man-cave

Cooking is in my blood, as I have enjoyed working in the kitchen from a young age. Kitchens are a key room in any home. I’m not alone, as a survey by Mintel found that 40 per cent of men are confident about cooking a meal from scratch while just 32 per cent are very confident about household DIY. Do you recognise this male cooking trend?

Date: 22 May 2017 by max

Finance wars at home

Couples argue, as part of any healthy relationship as way of expressing views and concerns. Few couples are aligned when it comes to money matters. Have you ever had a money argument?

Date: 09 May 2017 by Max Robinson

Napathon

This is no joke. David Lloyd Gyms, Sidcup is running a pilot for a new health and fitness class in which people take a nap for 45 minutes; it’s called “napercise.” We’ve all suffered from a lack of sleep, feeling tired and failing concentration. The NHS claims that 1:3 adults suffer from poor sleep patterns, leading to the risk of medical conditions, including obesity, heart disease and diabetes. Is the solution to take a daytime nap?