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InsureWithMax Blog

Date: 19 February 2018 by Max Robinson

Gold has eternal life

I like owning gold, knowing that almost every civilisation has used it as a form of beauty and wealth. If you are lucky enough to own items containing gold, then there’s a chance that some of the gold may have been mined by the Romans. Why? It’s because all the gold that has been mined throughout history is still in existence. This may seem weird, but the amount of gold on the planet is even stranger. Guess how much gold there is?

Date: 15 February 2018 by Max Robinson

Women cycle power

Spring will be soon upon us and the daylight is returning. Riding to work is a great way of keeping fit and good for the environment, however men are more likely to cycle to work than women. In 2011: 3.9% of male workers cycled to work compared with 1.6% of female workers in England and Wales. How can we encourage women to cycle to work?

Date: 30 January 2018 by Max Robinson

The curse of part-time work

Encouraging women with young children back into the jobs market has been a priority for any government. Flexible workers are happier which means greater productivity. Technology means employers can organise flexible working. Since 2014 employees have had the right to ask for flexible working hours, but as per a recent BBC survey less than half of parents feel it is an option in their workplace. How can this happen?

Date: 22 January 2018 by Max Robinson

Kids hit the gym

January is the peak joining season for joining gyms. I’ve never done a gym workout, which is like saying that I’ve never seen a Star Wars film. Although I like eating, I have avoided weight issues, which I put it down to my genes and doing moderate weekly exercise (cycling). The bad news is that 1 in 5 children leave primary school obese. This has encouraged gym chains to offer special children's membership (aimed at parents). Do you believe that children should be hitting the gym?

Date: 15 January 2018 by Max Robinson

Investment workout in January

After paying for Christmas, thoughts in the New Year should turn to boosting the family’s wealth through saving and investing. In an uncertain world, all of us would like all the “aces” in our saving and investment strategy, whether in the bank or in the stock market. Will you be giving your saving and investing strategy a January workout?

Date: 08 January 2018 by Max Robinson

Pitfalls of cohabiting

My mother was a Relate counsellor and January is the busiest month for couples seeking relationship advice. Many couples are unmarried, as I can testify from being part of 3.3 million couples cohabiting in 2017. Few are aware of rights of cohabiting couples if the relationship breaks down. Did you know that a common law partner doesn’t exist in law?

Date: 02 January 2018 by Max Robinson

Drone on after Christmas

Did you give a drone as a Christmas present? There’s a boom in drones and they come in a variety of shapes and sizes, but most families have small handheld ones. The UK government has announced plans to introduce drone registration and safety awareness courses for anyone who owns one which weighs more than 250 grams (8oz). Few people are aware of the rules surrounding drone usage. Will these potential rules affect your family?

Date: 27 December 2017 by Max Robinson

Join the New Car Sharing Economy

It’s not humbug, avoiding Christmas related posts, as we’re all too busy with festivities, family and friends. A third of UK households own at least two cars or vans. Many of us will be using our cars over Xmas, however most family cars spend 95% of their time parked up. Joining the car sharing economy can make and/or save money. Would you join a car club or car-sharing scheme in 2018?

Date: 18 December 2017 by Max Robinson

Talk counselling

For many years, my mother was a Relate Counsellor, helping countless couples and individuals improve their relationships. The assumption is that talking about troubles is a waste of time. Think again, as every year Relate provide relationship support to over a million people of all ages, backgrounds and sexual orientations. My partner and I spent 9 months with Relate early on in our relationship. We’re approaching our 20th anniversary with strong loving relationship. Do you think counselling works?

Date: 04 December 2017 by Max Robinson

Booze busting myths

I have joined 17% of UK adults, who have not drunk alcohol in the last 12 months; I’m a light drinker rather than teetotal. In my university days, I drank and faced the dreaded hangover, but booze never agreed with me. As the Xmas parties swing into action, alcohol will flow, leaving some worse for wear. Are you planning to drink this Christmas?

Date: 27 November 2017 by Max Robinson

Clicks or bricks when shopping

After a recent birthday, I was reminded of the ease of online shopping; my father sent a present via the post, bought online. Simple and easy, as he hates visiting the high street. Retailers have rapidly switched from the traditional method of selling goods to the web. Although it has many advantages, there are downsides. Do you shop online?

Date: 20 November 2017 by Max Robinson

Screens and Teens

As the iPhone celebrates its 10th anniversary, children are spending less time watching a TV set. YouTube is one of the most popular online destinations for children to watch content, with around three quarters using it. Parents have no playbook to guide them in this new digital world. How do you control screen use by teenagers?

Date: 13 November 2017 by Max Robinson

Coffee: capsule or bean to cup

After breakfast, I like a cup of espresso coffee, while reading the news on my tablet. It means pressing the button on my capsule coffee machine. Hey presto, the same cup every morning. To cut the cost of the capsules, I am considering buying a bean to cup machine, creating an authentic barista moment. Do you use a capsule coffee machine?

Date: 06 November 2017 by Max Robinson

Eggs punch above their weight

I was eating a poached egg for breakfast and wondered how eggs are eaten a year in the UK. The web stated that the total number in 2016 was 12,591 million. That’s 12.6 billion; in other words, each of us eats 193 eggs per year and 34.5 million eggs eaten per day in the UK. We can thank 36 million hens who make up the UK flock. Mind boggling. Are you an egg fan?

Date: 30 October 2017 by Max Robinson

Pets fret about fireworks

We are a nation of animal lovers who set fireworks off to celebrate the failure Guy Fawkes and the gun powder plotters. The problem is that you can’t tell the pets that it’s a noisy celebration. Let’s face it, many animals find fireworks scary. It's estimated that 45% of dogs in the UK show signs of fear when they hear fireworks. Cats hate loud noises, so please don’t ignore the problem. What should you do?

Date: 23 October 2017 by Max Robinson

Leasing a car is seen as child's play

Call me old fashioned, but I save up and buy my cars outright. This is different to most other drivers, as per the Society of Motor Manufacturers and Traders, about 80 per cent of new cars are sold on a personal contract via leasing. Salesman present leasing as an easy decision, like child’s play. Should you buy a new car or lease it?

Date: 16 October 2017 by Max Robinson

Potty Mouthed Children (warning: this post contains swear words)

I’m not against swearing, if used in the right time and right place. Growing up, I did my fair share of swearing, but not at home. My parents were light swearers and stamped on it. Can you guess what age children are when they say their first swear word? Should we blame the parents or our society’s view of swearing?

Date: 09 October 2017 by Max Robinson

Be fraud savvy

I have chosen a pleasing photo of chocolates rather than warning with skull and cross bones. Why? Most people have no idea that they are being scammed, as they don’t see a danger flag. Financial scams aim to con you out of your money, either through fake websites, emails or phone calls. Do you know how to protect yourself? If not, read on.

Date: 02 October 2017 by Max Robinson

Working teenagers

Many parents reading this post will have worked part-time as teenagers. Today, they are faced with the dilemma of letting their own children work part-time or concentrate on studies. Most teenagers don’t work, as a report from the UK Commission for Employment and Skills revealed that only 18% of 16 and 17-year-olds work part-time, compared to 42% in 1997. What would you advise teenagers to do?

Date: 25 September 2017 by Max Robinson

Smile for the dash cam

Overall technology is improving our lives. One of the latest technological aids is a dashcam for the car. Insurance experts talk of speeding up claims, removing fraud and reducing uncertainty of witness statements. There’s an estimated 26m cars on our roads with less than 4% using a dashcam. Many predict that that 2017 will see thousands of motorists buying these devices. Is it time to consider using a dashcam?